GoldCoast Mortgage Serice, Inc, Mortgages, jumbo loans, and financing for homes, property and real estate in Massachusetts, New Hampshire and Maine
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MORTGAGE PROGAMS TO HELP AQUIRE PROPERTY
For a Purchase Transaction you will work directly with a Mortgage Consultant to help identify the correct program for your objectives.
RESIDENTIAL MORTGAGES
We cull the most advanced mortgage programs from over 20 mortgage investors with whom we place our loans. Our in-house underwriting allows us to obtain direct rapid mortgage approvals from FNMA and FHLMC.
- TRADIONAL MORTGAGES. We offer all 10, 15, 20, 25 and 30 year fixed rate mortgage programs at industry discounted interest rates. We quote interest rates with zero points. Ask about our No Closing Cost option.
- 100% FINANCING with NO PMI Many of our clients prefer our No Down Payment with No PMI. We obtain this by combining a 80% first mortgage with a 20% second mortgage. We offer near traditional interest rates on these mortgage loans.
- THE BRIDGE ACROSS Buying and Selling a home can sometimes require the use of a mortgage provider well versed in Bridge Financing. Ask us for details on this high demand program to use your current homes equity to finance the new homes deposit and down payment.
- CROSS COLLATERIALIZATION This is for clients who currently own property. We may be able to use your available equity to serve as a down payment on a purchase transaction. This could effectively allow for No Money Down on the purchase of a non-owner occupied (up to) 4 unit property.
- SPECIALTY MORTGAGES
Non-Warrantable Condos Whether you are purchasing a unit in the conversion of a historical property or are the first buyer in a newly constructed condominium association we are well experienced in the non-traditional aspects of these mortgages.
Starter Landlord Programs Please ask about conditions for low down payment non-owner occupied 1-4 family programs.
Custom Programs Allow GoldCoast to help direct you into a program that may suite your needs. We have solutions for most difficult scenarios.
Additional Programs Please ask us about interest only features available on most of the products we offer. We also arrange Negative Amortization (Neg Am); COFI, Treasury, Prime and Libor Arms; and other adjustable rate programs. There are several levels of Documentation available for most products. These include: Full Documentation, No Income Verification, No Income/No Asset, No Ratio, No Documentation (true no Doc).
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COMMERCIAL MORTGAGES
GoldCoast Mortgage can provide specialized financing for commercial mortgages of most types.
- NO DOCUMENTATION
Our commercial mortgage applications rely on the Subject Property to qualify to carry the proposed mortgage debt. Our clients are not asked to provide tax returns, job history, or bank statements.
APARTMENT BUILDINGS
This is an area of expertise where we can demonstrate the lowest down payments available, coupled with superior interest rates.
PRE-APPROVALS
We can issue mortgage commitments from FNMA (Fannie Mae) & FHLMC (Freddie Mac) within 24 hrs.
Ask about information on RateLock Roll-downs and also on extended rate lock terms available through some of our lenders.
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Gold Coast Mortgage, Mortgages, jumbo loans, and financing for homes, property and real estate in Massachusetts, New Hampshire and Maine
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